Job Description

A Loan Officer is a financial professional responsible for evaluating, authorizing, or recommending loan applications for individuals and businesses. They assess applicants' financial status, creditworthiness, and loan eligibility while ensuring compliance with lending regulations. Loan officers work in banks, credit unions, mortgage companies, and other financial institutions, guiding clients through the loan process and helping them secure financing for homes, businesses, or personal needs. Strong analytical skills, attention to detail, and customer service abilities are essential for this role.