Job Description

We Are Hiring for a Credit Manager – NBFC (Housing Finance)

We are looking for a Credit Manager to join our reputed Non-Banking Financial Company (NBFC) in the housing finance sector. The ideal candidate will be responsible for credit assessment, risk evaluation, and loan sanctioning while ensuring compliance with company policies and regulatory guidelines. Key responsibilities include interpreting Credit Bureau Reports, assessing income and bank statements, and evaluating loan eligibility for hubs and service centers. The role requires strong customer interaction skills to understand financial needs and offer suitable solutions.

Additionally, the Credit Manager will oversee net present value calculations, assess self-employed and NRI loan applications using cash flow methods, and have a working knowledge of legal and technical documentation in home acquisitions. The role also involves supervising non-sales staff and coordinators to ensure smooth processing of loan applications, sanctioning, disbursements, and project approvals while maintaining turnaround time (TAT) efficiency.

Key operational tasks include file processing, customer queries, loan disbursement follow-ups, legal and technical updates, and LMS (Lead Management System) tracking. This position demands strong analytical skills, leadership abilities, and expertise in credit evaluation to drive efficiency and business growth. If you have a keen eye for risk assessment and a passion for the NBFC housing finance sector, we invite you to be a part of our dynamic team!