16 hours ago

Credit - area manager
Client of salarite

Location:

Coimbatore

Industry:

NBFC

Experience:

Credit Analysis
Credit Appraisal
Credit risk assessment
Credit assessment & loan approval
Personal discussion
Field pd
Credit underwriting
Skills
Credit Analysis
Credit Appraisal
Credit risk assessment
Credit assessment & loan approval
Personal discussion
Field pd
Credit underwriting

Vacancies

1

Job Type

Full Time

Salary

600,000 - 900,000 INR

Job Description

Company Overview – Greenfinch

Greenfinch operates as a leading consulting and processing services provider in the BFSI sector, delivering high-quality, domain-specific solutions with exceptional execution speed. With a nationwide presence across major financial hubs, Greenfinch brings decades of expertise in financial services, housing finance, legal compliance, and process management, serving banks, NBFCs, HFCs, and other financial institutions.

Qualifications & Experience:

- CA or MBA (Finance) with 4–6 years of relevant experience

- Mandatory experience in credit underwriting with Banks, NBFCs, or HFCs

- Proven PD (Personal Discussion) experience, including field PD

 

- Preference for local candidates

 

Roles & Responsibilities:

  •           Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility of hubs and service centers.
  •           Customer Interaction to understand needs, finds solutions within the product range available.
  •           Calculation of Net Present Values of maturing assets using excel sheets or programs.
  •            Knowledge of basic legal documentation involved in an acquisition of a home.
  •            Knowledge of technical fundamentals involved in an acquisition of a home.
  •            Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed  Loan.
  •            Supervision and performance management of all team members
  •            Sanctioning: - File processing by coordinator within the time, Customer Calling, Query resolving, File login at HDFC, Faster Sanction, keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
  •           Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
  •           Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
  •           LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.